Swiss Passport

Question 138 of 350 · Pension provision

What is a Swiss social insurance?

Was ist eine Schweizer Sozialversicherung?

Correct answer: C

  1. ASchool provisionSchulvorsorge
  2. BYouth and leisure provisionJugend- und Freizeitvorsorge
  3. COld-age, survivors' and invalidity insurance (AHV/IV)Alters-, Hinterlassenen- und Invalidenversicherung (AHV/IV)
  4. DDivorce provisionScheidungsvorsorge

Why

AHV and IV are state social insurance schemes. They protect against the financial consequences of old age, death and invalidity.

Common mistakes

A: School provision
There is no «school provision». School is paid for with tax money.
D: Divorce provision
There is no insurance against divorce. But in a divorce, the pension fund savings are divided.

Topic

AHV, IV and supplementary benefits

The AHV is the most important social insurance in Switzerland. AHV stands for old-age and survivors' insurance. It pays a pension in old age. It also pays the survivors: these are widows, widowers and orphans when someone dies. The AHV is compulsory for everyone who lives or works in Switzerland.

Living in Switzerland · Pension provision

Sources

Official question of the Canton of Zurich (Gemeindeamt, May 2025). Translation and explanation: Swiss Passport.