Question 160 of 350 · Insurance and health
From when must a child in Switzerland have health insurance?
Ab wann muss ein Kind in der Schweiz eine Krankenversicherung haben?
Correct answer: C
Why
Parents must insure their baby at the latest three months after birth. The cover then applies backdated from birth.
Common mistakes
- A: at the latest one year after birth
- One year is too long. The deadline is three months.
- B: from school entry
- The child must already be insured from birth, not only from school entry.
- D: A child does not need its own health insurance.
- Every child needs its own health insurance. It is not covered by the parents' insurance.
Topic
In Switzerland, every person who lives here must have health insurance. This applies to children, adults and older people, whatever their nationality. After moving here, you have three months to get insured. A baby must also be insured at the latest three months after birth. The baby is then insured retroactively from birth.
Living in Switzerland · Insurance and health
Sources
Official question of the Canton of Zurich (Gemeindeamt, May 2025). Translation and explanation: Swiss Passport.