Swiss Passport

Question 147 of 350 · Pension provision

Which insurance is compulsory in Switzerland?

Welche Versicherung ist in der Schweiz obligatorisch?

Correct answer: A

  1. Aold-age and survivors' insurance (AHV)die Alters- und Hinterlassenenversicherung (AHV)
  2. Byouth insurance (JV)die Jugendversicherung (JV)
  3. Clife insurance (LV)die Lebensversicherung (LV)
  4. Dbirth insurance (GV)die Geburtenversicherung (GV)

Why

The AHV is a state social insurance. Everyone who lives or works in Switzerland must pay contributions.

Common mistakes

C: life insurance (LV)
Life insurance is voluntary. It can be part of the private third pillar.

Topic

AHV, IV and supplementary benefits

The AHV is the most important social insurance in Switzerland. AHV stands for old-age and survivors' insurance. It pays a pension in old age. It also pays the survivors: these are widows, widowers and orphans when someone dies. The AHV is compulsory for everyone who lives or works in Switzerland.

Living in Switzerland · Pension provision

Sources

Official question of the Canton of Zurich (Gemeindeamt, May 2025). Translation and explanation: Swiss Passport.