Swiss Passport

Question 151 of 350 · Pension provision

What is a social insurance in Switzerland?

Was ist eine Sozialversicherung in der Schweiz?

Correct answer: B

  1. Acar and passenger insurance (AIV)die Auto- und Insassenversicherung (AIV)
  2. Binvalidity insurance (IV)die Invalidenversicherung (IV)
  3. Ctheft insurance (DV)die Diebstahlversicherung (DV)
  4. Dbuilding and fire insurance (BFV)die Bau- und Feuerversicherung (BFV)

Why

The IV is a state social insurance. In case of invalidity, it helps with integration into work and with pensions.

Common mistakes

A: car and passenger insurance (AIV)
Car insurance is private insurance and not social insurance.
D: building and fire insurance (BFV)
Building insurance exists, but it is not social insurance. It insures houses, not people.

Topic

AHV, IV and supplementary benefits

The AHV is the most important social insurance in Switzerland. AHV stands for old-age and survivors' insurance. It pays a pension in old age. It also pays the survivors: these are widows, widowers and orphans when someone dies. The AHV is compulsory for everyone who lives or works in Switzerland.

Living in Switzerland · Pension provision

Sources

Official question of the Canton of Zurich (Gemeindeamt, May 2025). Translation and explanation: Swiss Passport.